Cost of Living in India

When people talk about the cost of living in India, the total amount of money needed to cover basic expenses like food, housing, transport, and services in the country. Also known as India living costs, it’s one of the biggest reasons travelers and expats choose to go there—because it’s often far cheaper than back home. But cheap doesn’t mean the same everywhere. A one-bedroom apartment in Mumbai costs more than three times what you’d pay in Jaipur. A meal at a local stall might run you 50 rupees, while a restaurant in Delhi could set you back 500. The real question isn’t just how cheap India is—it’s how your choices shape what you actually spend.

The cost of living in India, the total amount of money needed to cover basic expenses like food, housing, transport, and services in the country. Also known as India living costs, it’s one of the biggest reasons travelers and expats choose to go there—because it’s often far cheaper than back home. But cheap doesn’t mean the same everywhere. A one-bedroom apartment in Mumbai costs more than three times what you’d pay in Jaipur. A meal at a local stall might run you 50 rupees, while a restaurant in Delhi could set you back 500. The real question isn’t just how cheap India is—it’s how your choices shape what you actually spend.

Food is one of the biggest savings. Rice, dal, roti, and chai are everywhere and cost next to nothing. You can eat well for under 300 rupees a day if you stick to street food and local joints. But if you’re used to imported snacks or coffee shops, your budget will balloon fast. Public transport—buses, trains, auto-rickshaws—is dirt cheap, but private taxis add up if you use them daily. Rent varies wildly: you can find a clean, basic room in a shared flat for 5,000 rupees in smaller cities, but in Bangalore or Hyderabad, expect to pay double or triple for the same space. Utilities like electricity and water are affordable unless you’re running AC all day. Internet? Around 500 rupees a month for decent speed.

Healthcare is another area where India shines. A doctor visit might cost 300 rupees. A basic dental cleaning? Under 1,000. Private hospitals in big cities offer world-class care at a fraction of U.S. or European prices. But insurance is still rare for locals, so travelers should carry coverage. Education? If you’re a parent, international schools can cost as much as abroad—but local schools are extremely affordable, sometimes free.

And then there’s the hidden factor: lifestyle. Do you want to live like a local, or keep your old habits? That makes all the difference. Many foreigners who move to India end up spending more than they planned because they miss their coffee, their gym, their imported snacks. But if you adapt—eat what’s fresh, ride the bus, shop at local markets—you’ll be amazed at how far your money goes.

India isn’t just a budget destination—it’s a place where your spending habits directly shape your experience. Whether you’re traveling for a month or moving for good, knowing what costs what helps you avoid surprises. Below, you’ll find real stories and breakdowns from people who’ve lived it: what they paid for rent, how much they spent on food, which cities surprised them with low prices, and which ones drained their wallets. No fluff. Just facts, tips, and hard numbers to help you plan smarter.